You are more than a policy-you and your assets are personal. You have worked hard over your lifetime to accumulate your valuable assets from real estate, fine art and furnishings to the heirloom piece you received from a family member. At Invensure we understand life can change in a blink of an eye and our goal is to protect you, and things that are valuable to you - so we offer a diverse portfolio of personal insurance options designed to do just that. We are here to give you piece of mind by managing risk, protecting your income and preserving your family's independence, all in a single, convenient package.
As your trusted advisors, here's what you can expect from us:
Putting aside government mandates, having health insurance gives you and your family peace of mind. It protects you financially during unexpected serious illness and can help you be proactive in your health care. At Invensure, we know that your health insurance needs are different than those of your neighbor, so we commit to find the right coverage for you.
In the state of California itís the Law! There is no denying that the Southern California culture is a car culture. We specialize in helping our clients protect their cars with options like collision coverage, liability coverage, medical coverage, and comprehensive coverage. Auto†insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. We have access to some of the top auto insurance companies, so we can help you find the right policy at the right price!
Your need for life insurance will vary with your age and responsibilities. The amount of insurance you need should depend on the standard of living you wish to assure for your dependents. You should consider the amount of assets and sources of continuing income available to your dependents. Simply stated, you should choose an amount of life insurance that is determined necessary to meet the needs you are trying to satisfy. A balance needs to be achieved in this process. We can help determine the amount of coverage needed based on your personal circumstances. We offer term life, whole life, and universal life insurance options.
We never know what life will throw at us; that's why disability insurance is a must. One accident can affect you for weeks, months, or even years. Short- and long-term disability is important to protecting your future. Most of us donít hesitate to insure our homes, vehicles or our health, but all too often we overlook protecting our most valuable asset the ability to earn a living. A disability plan from Invensure can turn that around. We offer a variety of short and long term coverageís.
Our insurance consultants will analyze the amount of coverage you need by providing Replacement Cost Estimators to your home.† It may be that you are insuring a larger amount on your home than its replacement cost or that you do not have enough coverage to replace your home in the event of a loss.† Either way we want to be sure you have the coverage that is appropriate for you.
Flood insurance is a smart idea no matter where you live. You donít have to live by water to be at risk. Anywhere it rains, it can flood. Floods are the most common natural disaster, causing more than $2 billion in property damage every year. Just a few inches of water can cause unexpected damage to your home. We arenít the only company offering flood insurance. Thatís why weíre committed to doing a better job than the competition. It all starts with your policy. If you choose to purchase your National Flood Insurance Program policy through Invensure, youíll have a personal, professional agent helping you make sure that your home and its contents have the coverage you want in the event of a flood.
Earthquake insurance covers some of the losses and damage that earthquakes can cause to your home, belongings, and other buildings on your property. If you have a mortgage, you must have homeowners insurance. But you do not have to buy earthquake insurance. Y our homeowners insurance does not cover earthquake damage (except fire - California law says that both homeowners renters insurance must cover fire damage that is caused by or follows an earthquake. This means that the fire damage is covered, whether or not you have earthquake insurance).
Liability insurance covers you if you're found legally responsible for a covered injury or property damage to someone who doesn't live in your home. It compensates injured persons for their medical bills, lost wages, pain and suffering and property damage, and if the coverage applies, legal counsel is furnished if you're sued.
Itís truly amazing how many different types of motorcycles you see on the road today. Powerful American iron. High-class imports. High-performance sport bikes. Eye-catching trikes. Custom cruisers. Fully-restored classics. Invensure will cover all of these - and give you the important coverage you may not be able to find elsewhere. Through Invensure your policy provides important standard and optional coverage that are geared toward motorcycles, and may not be available in a conventional auto policy.
At Invensure, we specialize in offering the kind of off-road vehicle coverage that gives you real peace of mind. Our policies provide important standard and optional coverage that are geared toward off-road vehicles, and may not be available in a conventional auto or homeownerís policy.
It's a common myth that your personal watercraft is adequately covered under your homeowner's or renter's policy. In most cases, you need additional coverage. With Invensure we can provide an insurance policy that can give you more security and more value for your money.