Navigating the Orange County business insurance market can be a frustrating and time-consuming process. At Invensure, we take a unique approach to helping businesses like you determine the best coverage for your business: leveraging business partners, industry-specific programs, and specialty services that allow us to offer a wide-variety of business insurance options that not only insure you but reduce risks and associated costs.
As your trusted advisors, here's what you can expect from us:
Owning property presents unique risks and costs - make sure you are working with an insurance expert who understands those unique risks and costs. Invensure helps property owners avoid common problems with providing Business Property Insurance that protects your assets, including any buildings, equipment, computers, and other assets. Some policies include protection against income losses due to business interruption.
Invensure stands by the belief that a general liability policy is a good idea for every Orange County business to protect themselves from claims of liability for bodily injury, property damage, and personal and advertising injury (slander and false advertising). Premises/operations coverage pays for bodily injury or property damage that occurs on your premises or as a result of your business operations. Products/completed operations coverage pays for bodily injury and property damage that occurs away from your business premises and is caused by your products or completed work.
Our commercial Auto Insurance plans cover any vehicles operated while working for your business. Whether it's company-owned vehicles or personal automobiles, a single car or a fleet, we can help protect those vehicles and minimize potential losses. Coverages include bodily injury, liability, comprehensive and collision, medical, and uninsured motorist.
Worker's Compensation is required by California Law and can be daunting and easily misunderstood, but with Invensure’s compensation experts we can help you get the guidance you need while managing claims, assist in creative preventive programs, and provide guidance in lowering your Experience Modification Factor.
Quite simply put - managers can make mistakes and are often personally and legally liable for them. With Officers and Directors liability insurance your company is covering directors and officers for claims made against them while serving on a board of directors and/or as an officer.
Businesses that provide a professional service or advice to clients are asked to carry professional liability insurance. Let Invensure help determine if your business is protected from negligence due to your work.
Many businesses these days can be liable for the data kept or acquired from their customers. Any business that stores private personal information can be liable for damages if that information is leaked or stolen by an outside source. Data breach insurance provides protection against these damages and potential lawsuits. 70% of all businesses have already had a breach.
As a business owner, you will want to protect your family and loved ones from financial burdens that could occur due to your death. This type of coverage is not necessarily business insurance, but it will help alleviate the stress associated with your absence. Monies needed would be available to assist with the continuation of your business.